When Loss Becomes Administrative examines how scam-related financial loss is processed by modern legal, financial, and enforcement systems—and why restitution so rarely occurs. Rather than treating victims as downstream casualties, this analysis reframes victim losses as the primary economic input sustaining scam-compound economies. Once a transfer is authorised, loss is reclassified as voluntary, liability dissolves, attribution collapses across borders, and cases close administratively without adjudication or a viable defendant.

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The publication shows how enforcement can succeed—through seizures, forfeiture, and regulatory penalties—while restoration fails, because commingled funds no longer support individual ownership claims. It also explains why prevailing scam-prevention frameworks, focused on generic awareness rather than transaction mechanics, remain structurally misaligned with how scams actually operate. The result is a coherent but non-restorative system: loss is acknowledged, recorded, and enforced against in aggregate, yet rarely returned to those who lost everything.